Six innovations behind the rating

SME Digital Resilience Rating Engine

A standardised, dynamic index that replaces subjective questionnaires with automated configuration audits.

Continuously evaluates Linux SSH hardening, exposure to open ports, database access permissions and account credential rotation — learning each environment's baseline over time to produce a single, comparable 0–100 rating.

Cyber-to-Lending Risk Translation Layer (CLRTL)

Converts technical vulnerabilities directly into financial risk variables.

Plain English: disabling MFA on an active administrator database is translated by our models into an expected cash-flow shock (illustrative example: ~£4,500 of recovery latency) that directly informs an SME's creditworthiness profile.

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Agentless Metadata Extraction Protocol (AMEP)

Secure, out-of-band telemetry collection.

Connects directly via cloud provider APIs and read-only inspection scripts. Requires zero software-agent footprint on hosts — eliminating performance overhead and agent-related security vulnerabilities.

SME Trust Passport

A cryptographically signed digital credential.

Eliminates the fatigue of filling out hundreds of vendor onboarding spreadsheets. The passport displays a verified compliance score you can share instantly with procurement boards, commercial banks and insurers.

Remediation Funding Logic

Self-funding cyber security.

Identifies over-provisioned cloud servers and orphaned volumes, then maps the cash savings (illustrative example: ~£150/month) to the exact hardening upgrades needed to raise your rating — turning FinOps discipline into a security budget.

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Relationship Intelligence

Quantifiable, evidence-backed supplier-risk mapping.

Maps the connections and dependencies across your supplier ecosystem, so enterprise procurement and MSP teams get standardised, comparable supplier-risk outputs — not another self-attested questionnaire. Every supplier link is scored from the same verified evidence base as your own rating.